The 2026 IRMAA brackets will impact millions of Medicare recipients, especially those who had unexpected income in 2024. This includes capital gains, large IRA distributions, or even selling a home. Understanding where you fall in the 2026 IRMAA brackets is key to avoiding excessive Medicare surcharges. A few strategic decisions now can help you stay in a lower income bracket. Whether... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets