Are you ready for IRMAA 2026? If not, your Medicare premiums might be higher than expected. IRMAA 2026 is based on income from 2024 and uses a sliding scale to assign premium surcharges. As your income increases, so does your cost. Many retirees are caught off guard because they didn’t realize what income counts toward IRMAA—things like dividends, interest, and capital gains are all i... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets